More people than ever are purchasing recreational vehicles to enjoy the outdoors. Many veterinarians release work stress by spending their off-hours in a motor home or boat. If you own a vehicle that’s not a car or four-wheel truck, you’ll probably need recreational vehicle insurance.
Most specialty vehicles licensed for road or waterways travel require liability insurance if you injure someone or cause property damage. In some cases, your auto policy might cover a recreational vehicle. However, policies designed specifically for boats, motor homes, and motorcycles include special coverage not available from an auto plan.
Vetinsure makes it easy to obtain coverage for boats and recreational vehicles! Through our partnership with Bolt Access, you have access to an online comparative quoting platform!
To apply online click here!
RV Insurance
Recreational vehicle insurance covers all classes of RVs—from Class A luxury coaches and Class B camper vans to Class C fifth-wheel vehicles. All states require RV owners to carry a minimum amount of liability insurance, but most people select extra protection for collisions and damage of belongings and RV accessories.
Standard RV insurance is similar to auto insurance and offers liability, collision, and comprehensive policies. You can customize your RV insurance plan to include:
- Emergency costs
- Total loss coverage
- Campsite protection
- Roadside service and towing expenses
- Full-time resident protection
- Uninsured driver coverage
Recreational Boat Insurance
Every year, recreational boating accidents injure more than 4,000 people. If you own a watercraft, boat insurance can help protect you if you injure someone or damage property. It can also help cover costs if the boat is stolen. We can customize a boat insurance policy to meet your specific needs by offering coverage for:
- Liability
- Collision
- Medical payments
- Uninsured watercraft
A comprehensive recreational boat policy covers property damage not related to a collision. It pays for damage to your boat, trailer, and boating equipment caused by fire, storm, and theft.
Motorcycle Insurance
Motorcycle accidents are much more likely to cause injury than car accidents. Approximately 80% of all accidents involving bikes result in injury. Motorcycle insurance helps cover medical expenses and property damage resulting from a crash.
Motorcycle insurance requirements differ among states. All states require a minimum level of liability coverage. However, most bikers choose more coverage than their state requires.
Common motorcycle insurance options include coverage for:
- Liability
- Personal medical expenses
- Uninsured motorists
- Theft
- Damage from fire or storms
- Damage to bike gear
Looking for Recreational Insurance for Specialty Vehicles?
Whether you have a motorhome, boat, golf cart, ATV, or any other type of specialty vehicle, trust Vetinsure to find you the best policy. Vetinsure can customize a policy for almost any type of personal or business insurance. We are the fastest-growing insurance company that focuses exclusively on providing outstanding customer service to the veterinary industry.
Our team has been serving veterinary practices across the country since 2008. For a quote on recreational vehicle insurance, please call us at 800-272-1249 or go online.