Workers' Compensation Insurance

What is Workers' Compensation Insurance?

Workers' compensation insurance, also known as workman's comp or workers' comp, gives your employees benefits if they suffer a work-related injury or illness. These benefits can help:

  • Cover their medical care
  • Replace most of their wages if they take time to recover
  • Provide disability benefits
  • Pay for their funeral if they lose their life

Workers' comp also has benefits for you, as a business owner. If your injured employee or their family sues your business, it can help cover your legal costs. In a veterinary office, workers' compensation insurance is essential to safeguard against the daily risks involved with caring for animals.

How does Workers' Compensation Insurance work?

If one of your employees gets a work-related injury or illness, workers' comp insurance can help them at every step of the way in their road to recovery. We have designed affinity programs to support the veterinary industry. We are here to help promote your employees' safety and well-being and to get your injured employees back to work as soon as possible.

Since veterinary employees work with large and small animals that exhibit unpredictable behavior in the presence of new smells or sounds and a strange environment. A veterinary facility also relies on equipment that can be hazardous to employees who don’t know how to use it. Workers' compensation benefits cover the expenses if one of your employees is lacerated, scratched, bitten, or injured on the job.

Workers’ Comp helps veterinary practices

Workers' compensation also protects businesses when employees try to sue over a workplace injury. As part of  workers' compensation policies, employer's liability insurance helps pay for:

  • Court costs
  • Case settlements
  • Attorney's fees
  • Third-party lawsuits

A workers' compensation policy is no-fault insurance. This type of arrangement means that an employee does not need to prove that anyone is responsible for their injuries to receive coverage.

Other reasons to get Workers’ Compensation coverage

The workers' compensation system is not limited to work-related injuries. It also addresses illnesses, lost wages, or death related to incidents within a veterinary practice. Other coverage may also include disability and survivor benefits.

Third-party lawsuit coverage is vital in this line of work. It protects you against a third party who redirects a second proceeding against your office if your employee seeks compensation from them for an injury. For example, if an animal bites an employee, they may decide to file a lawsuit against the pet owner, who could turn around and sue the veterinary practice.

All you need to know about Workers’ Compensation benefits through Vetinsure

If you would like more information about workers' compensation, costs, and coverage, feel free to contact us today! As an organization focusing on safeguarding veterinary practices across the country, we help veterinary hospitals safeguard themselves and protect employees.